by Trudy Kelly | Nov 1, 2024 | Home Loans, Homebuyers
What’s an Appraisal? For those who have never been through the mortgage process before, an appraisal refers to an unbiased estimate of a home’s value. A professional appraiser evaluates the property to confirm its worth, which is then used to determine how...
by Trudy Kelly | Oct 23, 2024 | Home Loans, Homebuyers, Homeowners
A reverse mortgage* is a unique loan designed to help eligible homeowners and homebuyers aged 62 or older convert some of their home equity into cash. This program may offer greater flexibility and financial independence, especially for those entering retirement....
by Trudy Kelly | Oct 17, 2024 | FHA, Home Loans, Homebuyers, Homeowners
Discover the Program Highlights of an FHA 203(k) Renovation Loan Are you ready to turn a fixer-upper into your dream home? Whether it’s a home you’ve just bought or already own, renovation loans like the FHA 203(k) program may help you finance both the purchase and...
by Trudy Kelly | Oct 14, 2024 | Home Loans, Homebuyers
An Overview of Your Mortgage Checklist Ready to buy a home but don’t know where to start? We’ve got you covered with what is needed for the loan application process with this basic mortgage checklist! To qualify for a home loan, lenders will need to review several...
by Trudy Kelly | Oct 7, 2024 | Home Loans, Homebuyers
Your Helpful Guide to Mortgage Homebuying Tips Buying a home is one of life’s biggest milestones—a place to make lasting memories, build your future, and truly create a place to call your own. But let’s face it: the homebuying process can feel a bit overwhelming at...
by Trudy Kelly | Oct 7, 2024 | Home Loans, Homebuyers
Don’t let these condo loan myths get in your way of homeownership! Condominiums can be an appealing alternative to traditional homes, offering perks like lower maintenance, community features, and prime locations. However, some potential homebuyers may hesitate to...