Trudy Kelly | NMLS #463607
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Home Appraisal Checklist: Key Factors to Consider

Home Appraisal Checklist: Key Factors to Consider

by Trudy Kelly | Mar 20, 2026 | Home Loans, Homebuyers, Homeowners

Your Quick Home Appraisal Checklist When buying or selling a home, it’s important to understand the importance of a home appraisal during the mortgage process. Appraisals determine the value of a property based on various factors, ensuring buyers, sellers, and lenders...
Your Guide to Mortgage Gift Funds for Down Payment and Closing Costs

Your Guide to Mortgage Gift Funds for Down Payment and Closing Costs

by Trudy Kelly | Jan 12, 2026 | Conventional, FHA, Home Loans, Homebuyers, USDA, VA

Unlocking Homeownership With Mortgage Gift Funds When it comes to purchasing a home, the down payment is often a big hurdle for borrowers, especially first-time homebuyers. However, there may be an opportunity to help make homeownership a reality through mortgage gift...
HOMESÍ by Supreme Lending | Sí to Home. Sí to Future.

HOMESÍ by Supreme Lending | Sí to Home. Sí to Future.

by Trudy Kelly | Sep 16, 2025 | Family, Home Loans, Homebuyers, Homeowners, Spanish

Supreme Lending is proud to announce the launch of HOMESÍ—a division dedicated to expanding Latino homeownership. HOMESÍ, which combines “Home” and “Sí,” reflects our commitment to providing culturally fluent service, financial education, mentorship, and responsible...

A Guide to Seller Concessions in the Homebuying Process

by Trudy Kelly | Jul 29, 2025 | Conventional, FHA, Home Loans, Homebuyers

If you’re thinking of buying a home, you may want to consider the possibility of seller concessions to help reduce upfront loan expenses. Imagine having a portion of your mortgage closing costs covered or even getting some essential home repairs taken care of without...

2-1 Temporary Buydown: How It Works and Potential Savings

by Trudy Kelly | Feb 7, 2025 | Family, Home Loans, Homebuyers, Homeowners

If rising mortgage rates have you weighing your options, a 2-1 Temporary Interest Rate Buydown might be worth exploring. Supreme Lending offers this for eligible conventional, FHA, and VA loans, allowing for a lower interest rate in the first two years. This gives the...
Navigating the Mortgage Underwriting Process

Navigating the Mortgage Underwriting Process

by Trudy Kelly | Nov 9, 2024 | Home Loans, Homebuyers

You’ve submitted your initial mortgage application, completed the necessary paperwork, and even had your home appraised. Now, you find yourself at the crucial stage of the loan process – underwriting. This is where the underwriter, acting as a gatekeeper for the...
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Trudy Kelly | Loan Officer | NMLS #463607 | Tel: 541.410.9585 | Branch:214.340.5225

This website is not authorized by the New York State Department of Financial Services to accept mortgage loan applications for properties located in New York. For New York applicants, please visit our New York authorized website: www.supremelendingnewyork.com. © 2026 EVERETT FINANCIAL, INC. D/B/A SUPREME LENDING NMLS ID #2129 (www.nmlsconsumeraccess.org ) 14801 Quorum Dr., #300, Dallas, TX 75254. 877-350-5225. All rights reserved. Supreme Lending is mortgage lender and Equal Housing Opportunity Lender. This is not an offer to enter into an agreement. Information, rates, & programs are subject to change without prior notice and may not be available in all states. All products are subject to credit & property approval. Supreme Lending is not affiliated with any government agency. For licensing information, go to: www.nmlsconsumeraccess.org . Supreme Lending is an equal opportunity employer and does not practice discrimination based on age, gender, race, religion, national origin, as well as any other rights afforded to applicants under state and federal law.

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