Trudy Kelly | NMLS #463607
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Your Guide to Mortgage Gift Funds for Down Payment and Closing Costs

Your Guide to Mortgage Gift Funds for Down Payment and Closing Costs

by Trudy Kelly | Jan 12, 2026 | Conventional, FHA, Home Loans, Homebuyers, USDA, VA

Unlocking Homeownership With Mortgage Gift Funds When it comes to purchasing a home, the down payment is often a big hurdle for borrowers, especially first-time homebuyers. However, there may be an opportunity to help make homeownership a reality through mortgage gift...

How Soon Can You Refinance a Mortgage?

by Trudy Kelly | Aug 6, 2025 | Conventional, FHA, Home Loans, Homeowners, Refinance

Refinancing* your mortgage may be a strategic financial move that may unlock potential savings, but a common question for homeowners is, how soon can you refinance? Timing is everything. Whether you’re looking to lower your monthly mortgage payments, pay off your home...

A Guide to Seller Concessions in the Homebuying Process

by Trudy Kelly | Jul 29, 2025 | Conventional, FHA, Home Loans, Homebuyers

If you’re thinking of buying a home, you may want to consider the possibility of seller concessions to help reduce upfront loan expenses. Imagine having a portion of your mortgage closing costs covered or even getting some essential home repairs taken care of without...

Your Guide to the FHA 203(k) Renovation Loan Program

by Trudy Kelly | Oct 17, 2024 | FHA, Home Loans, Homebuyers, Homeowners

Discover the Program Highlights of an FHA 203(k) Renovation Loan Are you ready to turn a fixer-upper into your dream home? Whether it’s a home you’ve just bought or already own, renovation loans like the FHA 203(k) program may help you finance both the purchase and...

Your Guide to the FHA 203(h) Disaster Relief Loan

by Trudy Kelly | Oct 9, 2024 | FHA, Home Loans, Homeowners

All You Need to Know About the FHA 203(h) Disaster Relief Loan Program When natural disaster strikes, the devastation it leaves behind can be overwhelming, especially if your home is damaged or destroyed. At Supreme Lending, we know how difficult it can be to rebuild...

FHA Loans for Non-First-Time Homebuyers: How It Works

by Trudy Kelly | Sep 20, 2024 | FHA, Home Loans

Can repeat buyers qualify for FHA loans? When you think of an FHA loan, it’s often associated with first-time homebuyers. After all, FHA loans are widely known for lower down payment and flexible credit requirements. But did you know that FHA loans are not just...
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Trudy Kelly | Loan Officer | NMLS #463607 | Tel: 541.410.9585 | Branch:214.340.5225

This website is not authorized by the New York State Department of Financial Services to accept mortgage loan applications for properties located in New York. For New York applicants, please visit our New York authorized website: www.supremelendingnewyork.com. © 2026 EVERETT FINANCIAL, INC. D/B/A SUPREME LENDING NMLS ID #2129 (www.nmlsconsumeraccess.org ) 14801 Quorum Dr., #300, Dallas, TX 75254. 877-350-5225. All rights reserved. Supreme Lending is mortgage lender and Equal Housing Opportunity Lender. This is not an offer to enter into an agreement. Information, rates, & programs are subject to change without prior notice and may not be available in all states. All products are subject to credit & property approval. Supreme Lending is not affiliated with any government agency. For licensing information, go to: www.nmlsconsumeraccess.org . Supreme Lending is an equal opportunity employer and does not practice discrimination based on age, gender, race, religion, national origin, as well as any other rights afforded to applicants under state and federal law.

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