by Trudy Kelly | Aug 8, 2025 | Home Loans, Reverse
For many homeowners in or nearing retirement, the thought of using home equity to support their financial future is appealing—but also filled with questions. One of the most common and important questions we hear is: “If I take out a reverse mortgage, do I still own...
by Trudy Kelly | Aug 6, 2025 | Conventional, FHA, Home Loans, Homeowners, Refinance
Refinancing* your mortgage may be a strategic financial move that may unlock potential savings, but a common question for homeowners is, how soon can you refinance? Timing is everything. Whether you’re looking to lower your monthly mortgage payments, pay off your home...
by Trudy Kelly | Jul 29, 2025 | Conventional, FHA, Home Loans, Homebuyers
If you’re thinking of buying a home, you may want to consider the possibility of seller concessions to help reduce upfront loan expenses. Imagine having a portion of your mortgage closing costs covered or even getting some essential home repairs taken care of without...
by Trudy Kelly | Jul 22, 2025 | Construction, Home Loans
Thinking about building your dream home? If you’re considering new construction, it’s important to understand your financing options — especially the difference between One-Time Close and Two-Time Close Construction Loans. At Supreme Lending, we’re proud...
by Trudy Kelly | Jul 21, 2025 | Home Loans, Homeowners, Reverse
For homeowners aged 62 and older, financial flexibility can make all the difference in retirement. A reverse mortgage —also known as a Home Equity Conversion Mortgage (HECM)—offers a unique solution by converting a portion of your home equity into accessible funds,...