Trudy Kelly | NMLS #463607
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Your Guide to Mortgage Gift Funds for Down Payment and Closing Costs

Your Guide to Mortgage Gift Funds for Down Payment and Closing Costs

by Trudy Kelly | Jan 12, 2026 | Conventional, FHA, Home Loans, Homebuyers, USDA, VA

Unlocking Homeownership With Mortgage Gift Funds When it comes to purchasing a home, the down payment is often a big hurdle for borrowers, especially first-time homebuyers. However, there may be an opportunity to help make homeownership a reality through mortgage gift...

How Soon Can You Refinance a Mortgage?

by Trudy Kelly | Aug 6, 2025 | Conventional, FHA, Home Loans, Homeowners, Refinance

Refinancing* your mortgage may be a strategic financial move that may unlock potential savings, but a common question for homeowners is, how soon can you refinance? Timing is everything. Whether you’re looking to lower your monthly mortgage payments, pay off your home...

A Guide to Seller Concessions in the Homebuying Process

by Trudy Kelly | Jul 29, 2025 | Conventional, FHA, Home Loans, Homebuyers

If you’re thinking of buying a home, you may want to consider the possibility of seller concessions to help reduce upfront loan expenses. Imagine having a portion of your mortgage closing costs covered or even getting some essential home repairs taken care of without...

Supreme Lending Increases 2025 Conforming Loan Limits Available Now

by Trudy Kelly | Oct 1, 2024 | Conventional, Home Loans, Homebuyers

Supreme Lending is proud to announce the conforming 2025 loan limits have increased and, the best part, the company is offering the raised loan limits today. For single unit properties, the conforming limit is now $800,000, up from $766,550. While Fannie Mae and...

Down Payment Assistance Programs: Low or No Money Down Mortgages

by Trudy Kelly | Jun 26, 2024 | Conventional, FHA, Home Loans, Homebuyers, Supreme Dream

Understanding Down Payment Assistance Programs When it comes to buying a home, one of the most common misunderstandings is that you need at least a 20% down payment. This misconception can discourage potential buyers, especially first-time homebuyers, from pursuing...

Mortgage Considerations When Buying a Vacation Home

by Trudy Kelly | May 7, 2024 | Conventional, Home Loans, Homebuyers

As the weather heats up, it may be the perfect time to consider the possibilities of buying a vacation home or second property. A vacation home can be for more than just a getaway, it’s an investment in relaxation, adventure, and cherished memories. But before you...
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Trudy Kelly | Loan Officer | NMLS #463607 | Tel: 541.410.9585 | Branch:214.340.5225

This website is not authorized by the New York State Department of Financial Services to accept mortgage loan applications for properties located in New York. For New York applicants, please visit our New York authorized website: www.supremelendingnewyork.com. © 2026 EVERETT FINANCIAL, INC. D/B/A SUPREME LENDING NMLS ID #2129 (www.nmlsconsumeraccess.org ) 14801 Quorum Dr., #300, Dallas, TX 75254. 877-350-5225. All rights reserved. Supreme Lending is mortgage lender and Equal Housing Opportunity Lender. This is not an offer to enter into an agreement. Information, rates, & programs are subject to change without prior notice and may not be available in all states. All products are subject to credit & property approval. Supreme Lending is not affiliated with any government agency. For licensing information, go to: www.nmlsconsumeraccess.org . Supreme Lending is an equal opportunity employer and does not practice discrimination based on age, gender, race, religion, national origin, as well as any other rights afforded to applicants under state and federal law.

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